MotorCity Casino Hotel is suing its commercial property insurance company for breach of contract after it denied a claim representing more than $270 million in losses related to the impact of the COVID-19 pandemic on the business.

Detroit Entertainment LLC this week filed the 55-page complaint in Wayne County Circuit Court against New York-based American Guarantee and Liability Insurance Co., a subsidiary of the Swiss Zurich Insurance Group Ltd. Detroit’s only locally owned and operated casino claims its policy covering the “physical loss of or damage” to its property demands a payout.

“The Coronavirus and COVID-19 caused direct physical loss of or damage to property at MotorCity,” MotorCity’s attorney J. Michael Huget wrote. “The Coronavirus and COVID-19 also rendered MotorCity’s property unfit and unsafe for its normal usages, depriving Detroit Entertainment of its property.”